Car Insurance For Overseas Travel
Have you ever wondered if your car insurance will cover you while you drive your vehicle abroad? There are often different cover levels applied to continental driving and we'll explain how this works.According to a comparison website, more than a third of British drivers that head overseas are clueless as to what their car insurance covers while they drive abroad. A fifth of drivers believe that they receive the same cover in Europe as they do in the UK even though they admit that they have not checked; while one in five wrongly believes that their travel insurance will cover them while they drive abroad.In fact, only a handful of insurers will match the cover you have in the UK while you drive overseas if you have a comprehensive or third party, fire and theft policy. In order to get the same level of cover in Europe you will generally need to contact your insurer and upgrade your policy - this typically costs around £20.It can be well worth doing too, because the hassles of being involved in an accident in Europe can be extensive. For one you have to deal with foreign mechanics and repair centres; not to mention the potential for a language barrier and high repatriation costs.So if you're going away this summer and don't have time to re-evaluate your car insurance cover altogether then the message is to call your existing insurer and see what protection you have in place to discover whether an upgrade is needed.Those who are close to renewing their policies and who travel abroad regularly should think about applying for a policy that offers to match their cover in Europe. Pay close attention to the length of time this cover applies for too - some policies only offer 30 days of cover, while others offer up to 90 days cover.
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